Mortgage Rate Quotes

Written by Merritt Island FL Mortgage Syndicated User on November 16, 2025. Posted in Merritt Island FL, Merritt Island FL Condo Financing, Merritt Island FL Mortgage Rates.

? Thinking about buying a home in Florida? Your mortgage rate can make a big difference in what you pay over time. Here’s why getting a personalized rate quote matters: 1?? Mortgage rates change frequently based on market conditions. 2?? Your credit score, down payment, and loan type influence your rate. 3?? Personalized quotes reflect your unique financial situation, helping you plan better. Taking a moment today to get your personalized mortgage rate quote can give you a clearer picture of your options and save you money down the road. Ready to see your rates? Let Fidelity...

Understanding Different Mortgages

Written by Merritt Island FL Mortgage Syndicated User on November 15, 2025. Posted in Merritt Island FL, Merritt Island FL Condo Financing, Merritt Island FL Mortgage Rates.

? Thinking about buying a home in Florida? It’s important to know the different types of mortgages available so you can pick the one that fits your situation best. Conventional, FHA, DSCR [ Debt Servicing Coverage Ratio ] and even Stated Income loan options. Remember, mortgage programs require a credit scores – helpful tools like FICO scoring can impact your loan options and approvals. Whether you’re a first-time buyer, buying an investment property, or refinancing, understanding these details can make your journey smoother and save you money. Swipe through our post to...

Fidelity Home Group | Your Price May Be the Reason Your House Isn’t Selling

Written by Merritt Island FL Mortgage Syndicated User on November 15, 2025. Posted in Merritt Island FL, Merritt Island FL Condo Financing, Merritt Island FL Mortgage Rates.

Your Price May Be the Reason Your House Isn’t Selling Is your house sitting and not selling? It may be time to reconsider your asking price. Want some expert advice on what you should do? Talk to your agent. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips Data Sources https://www.bankrate.com/real-estate/when-to-reduce-home-price/to-try https://www.housingwire.com/articles/seller-price-cuts-us-housing-oct-2025/

Would You Let $80 a Month Hold You Back from Buying a Home?

Written by Merritt Island FL Mortgage Syndicated User on November 14, 2025. Posted in Affordability, First-Time Buyers, For Buyers, Forecasts, Merritt Island FL, Merritt Island FL Condo Financing, Merritt Island FL Mortgage Rates, Mortgage Rates.

A lot of buyers are stuck in “wait and see” mode right now. They’re watching rates hover a little above 6% and thinking, I’ll buy once they hit the 5s. Because who doesn’t want a better rate?But here’s the thing: that 5.99% number might not save you as much as you think.Affordability is still a challenge. There’s no question about that. But the market has given savvy buyers a head start. Mortgage rates have already come down over the past few months. And the drop we’ve seen saves you more than you’d think.How Much You’ve Already Saved, Without Realizing ItLet’s put some real numbers...

Non-Warrantable Condo Loans

Written by Merritt Island FL Mortgage Syndicated User on November 14, 2025. Posted in Merritt Island FL, Merritt Island FL Condo Financing, Merritt Island FL Mortgage Rates.

? Buying a condo in Florida can sometimes come with extra hurdles, especially if your desired property is a non-warrantable condo. What does "non-warrantable" mean? It refers to condos that don’t meet typical guidelines from major entities like Fannie Mae or Freddie Mac, making financing trickier with many lenders. At Fidelity Home Group, we offer specialized loans designed for these situations. Whether it’s a newer project, limited HOA control, or certain insurance or occupancy issues, our non-warrantable condo loans provide options with up to 80% loan-to-value...

Your new home deserves the right plan

Written by Merritt Island FL Mortgage Syndicated User on November 14, 2025. Posted in Merritt Island FL, Merritt Island FL Condo Financing, Merritt Island FL Mortgage Rates.

? Thinking about a new home or refinancing before 2026? Now is the time. At Fidelity Home Group, we guide Florida buyers through mortgage options that fit unique needs — whether it’s a first home, an investment property, or a condo. ? The holiday season brings a perfect moment to plan your mortgage and secure financing before the new year. Early action can help you close on your dream home or lower your payments in time for tax season. Our local expertise means we understand Florida’s market and available loan programs like FHA, VA, and USDA. We’re here to help you...

Are Builders Overbuilding Again? Let’s Look at the Facts.

Written by Merritt Island FL Mortgage Syndicated User on November 13, 2025. Posted in For Buyers, For Sellers, Inventory, Merritt Island FL, Merritt Island FL Condo Financing, Merritt Island FL Mortgage Rates, New Construction.

If it feels like you’re seeing new construction signs pop up everywhere, you’re not wrong. Builders have been busy. And it’s left some people wondering: Are we overbuilding like we did right before the 2008 housing crash?No matter what you may hear in the news, there’s no reason for alarm. In reality, data shows builders aren’t racing ahead, they’re actually starting to tap the brakes.Builders Are Pulling Back, Not Piling OnPermits (applications to start building new homes) are one of the best early indicators for what’s next for home construction. And right now, building permits are...

Fidelity Home Group | Staged Homes Sell 73% Faster

Written by Merritt Island FL Mortgage Syndicated User on November 12, 2025. Posted in Merritt Island FL, Merritt Island FL Condo Financing, Merritt Island FL Mortgage Rates.

Staged Homes Sell 73% Faster Staged homes sell 73% faster. That’s not a coincidence. If you want to sell quickly, let’s chat about whether staging makes sense for you. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips Data Sources https://homestaginginstitute.com/home-staging-statistics

The VA Home Loan Advantage: What Every Veteran Should Know Right Now

Written by Merritt Island FL Mortgage Syndicated User on November 11, 2025. Posted in Buying Tips, For Buyers, Merritt Island FL, Merritt Island FL Condo Financing, Merritt Island FL Mortgage Rates.

If you’ve served in the military (or if your spouse has), you have access to one of the most powerful homebuying tools out there. The chance to buy a home without having a down payment.Unfortunately, 70% of Veterans (that’s 7 out of every 10) don’t know about this benefit, according to Veterans United.And that’s a big missed opportunity for those who’ve earned this benefit through service. So, let’s break down what you really need to know about Veterans Affairs (VA) home loans right now.Why VA Home Loans Can Be a Great OptionFor nearly 80 years, VA loans have made homeownership...

Fidelity Home Group | 1 in 5 Sellers Are Cutting Prices Right Now

Written by Merritt Island FL Mortgage Syndicated User on November 9, 2025. Posted in Merritt Island FL, Merritt Island FL Condo Financing, Merritt Island FL Mortgage Rates.

1 in 5 Sellers Are Cutting Prices Right Now That means you’ve got room to maybe score a better deal. Want to know which negotiation strategies are working for buyers in our area? NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips

Category: Merritt Island FL Mortgage Rates